- All Posts
- First Home Buyer
- Investors
- Lender Policy
- New Zealand Citizens
- SMSF Lending
- Uncategorized
The best advice I ever got from my accountant? Buy your first property as an owner-occupier and pay it down before investing. Building equity in your home gives you stability, financial discipline, and the foundation to grow your property portfolio with confidence and smarter leverage.
Does purchasing a property with a 10% deposit paying no lender mortgage insurance (LMI) sound like a good idea? It sure does but sometimes it may be better for you to pay LMI instead.
The festive season is a time for joy — but it doesn’t have to drain your wallet. With a few smart money-saving strategies, you can give thoughtful gifts, enjoy celebrations, and start the new year financially strong. From setting a realistic budget to finding the best deals and avoiding debt…
The decision to move to another lender can be a difficult yet important decision. The wrong decision could end up cost you thousands. Find out some reasons on why you may or may not consider refinancing to a new lender
A lot of people ask for the best rate. But this isn't the correct questions to ask. The best question to ask is for the lowest cost lender.
Time and time again we see people getting debt to build up their credit file. But it is simply not required & can even be detrimental to your home loan application.
It seems like whenever you go out to social media nowadays everyone's always talking about the hidden secrets that banks don't want you to know but what are these hidden secrets? Spoiler: There are no hidden secrets
When your fixed home loan ends, your interest rate can jump sharply — costing you thousands. Learn how to avoid the revert rate trap, refinance smarter, and keep your repayments low with expert guidance from 2k Finance. Start planning your next move before your fixed term expires.
Falsifying documents might seem like a shortcut, but it carries heavy legal penalties, ethical fallout, and long-term practical consequences. Learn why people do it, how forgeries are detected, how organizations can prevent them, and lawful alternatives.
We recently financed a 2008 Nissan GTR for just over $100,000 for a client of ours. Yes it was their dream car. JDM’s and their American counterparts are becoming more and more popular as they can be cleaner, cheaper & have lower km’s compared to what can be found on…
Copyright © 2025 2K Finance – Residential Mortgage Specialist | 2K Finance Credit Representative Number 549574 to Australian Credit Licence 377294. Information is general and non-specific to any individual. Always seek advice from a financial advisor.