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A building and pest inspection helps uncover hidden issues like structural damage or termites before you buy. It protects your investment, gives you negotiation power, and prevents costly surprises. Don’t skip this crucial step in the property buying process — it could save you thousands.
Your debt-to-income (DTI) ratio compares your monthly debt payments to your income. Lenders use it to assess your ability to manage repayments. A lower DTI means you're more likely to be approved, as it shows you’re not stretched too thin financially.
Thinking of investing in property for the first time? An accountant can help you structure your purchase tax-effectively, maximise deductions, and avoid costly mistakes. Getting the right advice early could save you thousands in the long run.
Copyright © 2025 2K Finance – Residential Mortgage Specialist | 2K Finance Credit Representative Number 549574 to Australian Credit Licence 377294. Information is general and non-specific to any individual. Always seek advice from a financial advisor.